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Guardian Plus Refundable Critical Illness Plan

Financial support during times of critical illness is so important that everyone should be well prepared for it. The Plan provides you with a lump-sum payment if the Insured is diagnosed with designated diseases when the policy is in force.

• Any paid Special Disease Benefit will not affect other benefits payable. For example, if you have claimed for the Special Disease Benefit and the policy remains in force until the date of maturity, the plan will offer 100% of total premiums paid as Maturity Benefit.
• Covers 67 crises.
• 8 special diseases including Carcinoma-in-situ and Early Stage Malignancy of Specific Organs.

Wise Plus Refundable Surgical Cash Plan

All of us wish for many precious things including health, but none of us can escape from illness and accident that may result in hospitalization and even surgery. In view of the possibility in emerging severe
health problems which may have no proper diagnosis within short period of time, the plan provides you with surgical cash benefits under designated conditions when the Insured is alive.

• You will enjoy a refund of 103% of total premiums paid at maturity regardless of your claims made during the benefit term.
• The plan covers in-patient surgeries undergone due to disability by paying surgical cash. Benefit in lump sum and reimbursing the eligible expenses of out-patient surgeries and the pre-surgical specialist out-patient consultation subject to the amounts specified and the requirements as stated in the policy provisions.
• Wide range of plan levels with option of Health Screen Benefit.

SafePlus Refundable Accident Protection Plan

We understand that unexpected accidents are not top of mind for you. Because right now, all your focus goes into planning for your goals in life, so preparing for unplanned events isn’t a priority, and can feel like a waste of money.

But what if there was no waste in being well-prepared? Where you’re covered for a broad range of accidents but would not have paid a cent for it – as all your premiums get paid-back when your Policy expires.

• You’ll get a full refund of total premiums paid when the plan matures even if you’ve incurred a claim during the benefit term.
• You haven’t incurred any claims, you will receive a No Claim Maturity Bonus of an additional 5% of total premiums paid.
• The plan provides benefits and support that go far beyond standard cash pay-outs. It also covers scars caused by the accident. Visits to the