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MyGuard All-in-1
4 protections in 1 application!
Fit your budget, cover your needs!
Monthly
Annual
By clicking "Buy now", you confirm having read and understood the below product brochures, product provisions and risk disclosure.
Sum Insured HK$1,000,000
Renewable period 10 years
Sum Insured HK$1,000,000
Renewable period 10 years
Annual Limit HK$4,000,000
Annual deductible options HK$60,000
The above four products can be purchased separately on FWD online insurance platform. Terms and conditions apply. All premiums are calculated on standard rates and this quote is for reference only. The actual premium to be paid includes an insurance levy, which we’re obliged to collect for the Insurance Authority. Before proceeding, please confirm you understand this product’s features and that it fits your need(s).
Protection details
MedicalMyMillion Medical Plan
- Fully cover a series of hospitalization and surgical expenses in the Standard Ward Room only for a lower premium
- Annual Limit up to HK$4 million to suit your medical protection needs without lifetime limit
- Extra supports on designated illnesses and several cash benefits
Critical illnessMyCover Critical Illness Plan
- Coverage on big 3 diseases and optional benefit of additional 59 critical illnesses
- Coverage on Carcinoma-in-situ and early-stage cancer of Specific Organs
- Market pioneer to offer additional medical coverage on big 3 diseases.
LifeMyTerm Plus
- Sum insured up to HK$8 million, guaranteed renewable up to age 100 (age next birthday)
- Top up your coverage without underwriting at different life milestones
- Up to 300% of sum insured of death and additional accidental related benefits with Superior version
AccidentMySafe Accident Protection Plan
- Broad accidental death and disability coverage
- First-in-market scar due to accident cover
- 24-hour worldwide assistance service
Promotion terms and conditions
All the above four products are underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability) ("FWD Life/ FWD/We"). This eCommerce Platform is operated by FWD Financial Limited ("FWD Financial"). FWD Financial is an appointed and licensed insurance agency of FWD Life.
The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan.
Please make sure you are eligible for this product before applying:
• I (and the Insured person if applicable) am a permanent HKID card holder with a Hong Kong residential address.
• Currently in Hong Kong at the time of making this application.
• I will not or have no intention to live or work outside Hong Kong or home country over 183 days in the coming 12 months.
• I am not a holder of the People’s Republic of China Resident Identity Card.
• I have read and understood the related product brochures, product provisions and risk disclosure.
Note: Online applicants will be requested to visit FWD Insurance Solutions Centres under the following circumstances: 1) Collection of policy documents upon issuance of policy; 2) Cancellation of policy during the cooling-off period; 3) Change of beneficiary; or 4) Full surrender. Under specific circumstances, we may request online applicants to visit FWD Insurance Solutions Centres for identity verification.
