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FWD medical plans

Want a medical plan that fits your budget and covers your needs?

Check out the medical plan comparison below and learn more about the series of features offered by our plans!

tips

Tips from MedInsurance Expert

To choose a medical plan that fits for you, you not only know your insurance needs and financial status, but also consider the plan from different aspects like its coverage, benefit limit, premium as well as related risk disclosures or etc. Please confirm your understanding of the product features which fit your need(s) before application. Check it out now!

Plans
Features
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vCare Medical Plan

Economical choice
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Annual benefit limit up to HK$520,000
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HK$120,000 for prescribed non-surgical cancertreatments per policy year
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Reimburses a range of hospitalisation and surgical expenses
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MyMillion Medical Plan

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Good value for money
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Annual limit up to HK$4,000,000
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Standard ward room
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Full cover1 for a series of hospitalisation and surgical expenses, prescribed non-surgical cancer treatments4, etc.​
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3 annual deductible12 options; ​ deductible waived for designated crises6,12,17
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vPrime Medical Plan

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No.1 in the market+
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Annual benefit limit up to HK$12,500,000
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Standard semi-private room
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Full cover1 for a series of hospitalisation and surgical expenses, prescribed non-surgical cancer treatments4, psychiatric treatments13, etc.​
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6 deductible12 options; ​ deductible waived for designated crises6,17

Medical Insurance Claim Stories#

Diagnosed with Colon Cancer
Mr. Cheung, Age 50, Company owner
Diagnosed with Colon Cancer cardImgDesktop
Insured
vPrime Medical Plan
Deductible
HK$50,000
Claims ratio
105%
View details
Diagnosed with Breast Cancer
Ms. Wong, Age 40, Clerk
Diagnosed with Breast Cancer cardImgDesktop
Insured
vPrime Medical Plan
Deductible
HK$100,000
Claims ratio
102%
View details
Diagnosed with Anterior Cruciate Ligament Injury
Mr. Chan, Age 20, Athlete
Diagnosed with Anterior Cruciate Ligament Injury cardImgDesktop
Insured
vPrime Medical Plan
Deductible
HK$25,000
Claims ratio
86%
View details
#The provided claim cases are examples from FWD's real customers and are intended for reference purposes only. The actual medical expenses vary depending on doctors' recommendations and decisions regarding the patient's physical condition. The designated plan are subject to all relevant terms and conditions of respective policies. Reimbursement amount varies for each case, and the claims ratio may be less than 100%. FWD will evaluate claims based on individual circumstances. Total actual medical expenses for these cases are incurred within the same policy year, and clients had no known or unknown pre-existing conditions at the time of application. The claims ratio is calculated as the Total reimbursement amount divided by Total actual medical expenses, rounded to the nearest integer.

Easy Claims

1
Login to e-Services HK
Tap "File a Claim", then choose the claims type
2
Submit claims information

Submit claims information

3
Instant claims with AI assessment

Select FPS to receive the claims,

get instant approval and payment in as fast as 42 seconds

Why FWD?

96%

Successful claim rate*

Satisfied with buying experience*

91%

As fast as

42s

getting instant payout*

What our customers say?

Marvin.Lim
Marvin.Lim
Good variety of product! Very convenient!
Yuki Tsuchiya
Yuki Tsuchiya
The online platform is easy to use with clear instructions.
Kamiliacx
Kamiliacx
FWD online platform is so good! You can get protection in just 5 mins!

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