Medical Insurance Claim Stories#

Diagnosed with Colon Cancer
Mr. Cheung, Age 50, Company owner
Diagnosed with Colon Cancer cardImg
Insured
vPrime Medical Plan
Deductible
HK$50,000
Claims ratio
105%
View details
Diagnosed with Breast Cancer
Ms. Wong, Age 40, Clerk
Diagnosed with Breast Cancer cardImg
Insured
vPrime Medical Plan
Deductible
HK$100,000
Claims ratio
102%
View details
Diagnosed with Anterior Cruciate Ligament Injury
Mr. Chan, Age 20, Athlete
Diagnosed with Anterior Cruciate Ligament Injury cardImg
Insured
vPrime Medical Plan
Deductible
HK$25,000
Claims ratio
86%
View details
#The provided claim cases are examples from FWD's real customers and are intended for reference purposes only. The actual medical expenses vary depending on doctors' recommendations and decisions regarding the patient's physical condition. The designated plan are subject to all relevant terms and conditions of respective policies. Reimbursement amount varies for each case, and the claims ratio may be less than 100%. FWD will evaluate claims based on individual circumstances. Total actual medical expenses for these cases are incurred within the same policy year, and clients had no known or unknown pre-existing conditions at the time of application. The claims ratio is calculated as the Total reimbursement amount divided by Total actual medical expenses, rounded to the nearest integer.

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