We cover you to age 100 (age next birthday) – including 62 critical illnesses plus a further 65 special diseases – with a lump-sum payment, should you need to claim.
We include any future undefined/ unknown illnesses and Injuries that lead to hospitalisation in Intensive Care Unit of 3 or more consecutive days with the use of invasive life support, you’ve got broad spectrum and trusted cover.
We already cover cancer, heart attack and stroke – and we build in the option to increase your cover for these three.
We give you the option to convert this plan to a whole life critical illness plan – with no need for additional health checks (subject to terms and conditions).
If crisis benefit is payable for cancer, heart attack, or stroke, you can access Life Enrichment Programme with a range of professional rehabilitation services plus help referring you to a range of home care partners.
We offer 5 free medical check-ups throughout key dates of the plan - plus a second medical opinion from trusted doctors in the U.S.
You can choose to get the referral services at a range of hospitals and clinics across Hong Kong, mainland China, Taiwan, Japan, and Singapore.
The product information here is for reference only and doesn’t contain the full terms and conditions, key product risks and exclusions. For more details and key product risks, please refer to the product brochure. For the exact terms and conditions and a full list of exclusions, please refer to the policy provisions of the plan.
This product is underwritten by FWD Life Insurance Company (Bermuda) Limited ("FWD Life/ FWD"). FWD Financial Limited is an appointed and licensed insurance agency of FWD Life.
If crisis benefit is payable for Cancer, Heart Attack or Stroke, Life Enrichment Program will provide a professional rehabilitation service to you. With this service, you can then focus on recovery and be able to continue enjoying your life!