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Savings Insurance
Easy WealthPlus Endowment Plan 2
[Limited offer¹] Lock in an 8-year guaranteed return of up to 4.30% p.a.² Move beyond the fear of the coming of rate-cut cycle.
Gender
Age
HK$
US$
Cheque
Online banking
(1) Online banking is only applicable for premiums less than or equal to HK$100,000.
(2) Identity verification at FWD Insurance Solutions Centres is required for application with actual initial premiums paid greater than or equal to HK$120,000.
(3) If you have applied more than one policy for Easy WealthPlus Endowment Plan 2 and the accumulated actual initial premiums paid is greater than or equal to HK$120,000, you will be required to perform identity verification at FWD Insurance Solutions Centres [please refer to point (2) above].
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ChequeOnline banking(1) Online banking is only applicable for premiums less than or equal to HK$100,000.
(2) Identity verification at FWD Insurance Solutions Centres is required for application with actual initial premiums paid greater than or equal to HK$120,000.
(3) If you have applied more than one policy for Easy WealthPlus Endowment Plan 2 and the accumulated actual initial premiums paid is greater than or equal to HK$120,000, you will be required to perform identity verification at FWD Insurance Solutions Centres [please refer to point (2) above].
All premiums are calculated on standard rates and this quote is for reference only. The actual premium to be paid includes an insurance levy, which we’re obliged to collect for the Insurance Authority.
Before proceeding, please confirm you understand this product’s features and that it fits your need(s).
[Limited Offer] Lock in an 8-year guaranteed return of up to 4.30% p.a.
From now till 31 October 2024, by taking out Easy WealthPlus Endowment Plan 2, you can enjoy the premium discount!
If you choose to pay the premium by prepay option, you can enjoy 15% premium discount on the first year, allowing you to lock in an 8-year guaranteed return of up to 4.30% p.a. after such premium discount, which is equivalent to 140% of the Total Premium Amount Paid3 after applying such premium discount!
If you choose to pay the premiums by annual pay, you can enjoy 7% premium discount on the first year, allowing you to lock in an 8-year guaranteed return of up to 4.01% p.a. after such premium discount, which is equivalent to 134.2% of the Total Premium Paid4 after applying such premium discount!
Terms and conditions apply.
How to continue enjoying high interest income?
No one has a crystal ball to foresee the time of rate hikes or rate cuts.
FWD Easy WealthPlus Endowment Plan 2 (“Easy WealthPlus 2”) is a savings plan, you can lock in an 8-year interest income of up to 4.30% p.a.² if you choose to pay your premium by prepay option.
Combination of savings (100% guaranteed), life protection and continuous policy extension functions in one plan.
If the insured passes away during the benefit term, the death benefit will be payable. Besides, the plan also provides different options for continuous policy extension.
Savings
Life protection
Policy continuation
Who needs medium-term savings insurance?
High-interest hunters
Investors with low-risk appetite
No.1 Parents
Pre-retirees
Why Easy WealthPlus 2?
Lock in guaranteed return
Pay your premiums by prepay option, lock in an 8-year guaranteed return of up to 4.30% p.a.² immediately
Combination of savings (100% guaranteed), life protection and continuous policy extension functions in one plan
Savings | 100% guaranteed return of up to 4.30% p.a.2 |
|---|---|
Life protection | Death Benefit11= higher of 105% of the total premium paid4 or guaranteed cash value |
Continuous policy extension |  Unlimited times for change of insured Nomination of contingent insured and contingent policy owner |
Easy and fast online application
From quotation to premium payment via online banking, the entire process can be completed online, allowing you to complete the application promptly.
FWD strong foundation offers you confidence
Top 1 online and direct platform new business case count in Hong Kong6
Over HK$ 100 billion in total asset size7
General information
19 - 65
2 years
8 years
USD
- Annual pay (2 years)
- Prepay option (pay the 1st year premium together with the prepayment amount for 2nd year premium)
US$8,098 (per policy)
US$64,787 (per product per insured) 15
US$3,12519 (per policy)
US$25,00019 (per policy owner)
Easy WealthPlus Endowment Plan 2 is underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability) ("FWD Life”/ “FWD”/”We"). This eCommerce Platform is operated by FWD Financial Limited ("FWD Financial"). FWD Financial is an appointed and licensed insurance agency of FWD Life (License No. FA2568).
The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan.
Please make sure you are eligible for this product before applying:
• I (and the Insured person if applicable) am a permanent HKID card holder with a Hong Kong residential address.
• Currently in Hong Kong at the time of making this application.
• I will not or have no intention to live or work outside Hong Kong or home country over 183 days in the coming 12 months.
• I am not a holder of the People’s Republic of China Resident Identity Card.
Note: Online applicants will be requested to visit FWD Insurance Solutions Centres under the following circumstances: 1) Collection of policy documents upon issuance of policy; 2) Cancellation of policy during the cooling-off period; 3) Change of beneficiary; or 4) Full surrender. Under specific circumstances, we may request online applicants to visit FWD Insurance Solutions Centres for identity verification.
Not exactly what you need?
If you’re looking for more coverage, simply contact us and we’ll get back to you with more information.
Frequently asked questions of savings insurance
