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As the breadwinner, take multiple steps to safeguard the family
Does high expenditure mean giving up on protection? With low prices and multiple protection, we truly support your entire family!
Breadwinners’ sayings
Not having yet overcome the stage of raising children to adulthood, while simultaneously facing the illnesses that arise from aging parents, the responsibilities are significant!
Striving hard and saving up for the down payment to successfully own a property, but then to immediately become a "mortgage slave", taking 20 to 30 years for paying off the mortgage until retirement!
The most important thing for a family is to be together and in good health. With the advancement of medical technology today, the fear is not having an illness but rather not having the financial support to seek medical treatment!
Protect more for your family
Raising a family comes with significant responsibilities and financial obligations! If one day an unexpected event occurs, who will be able to support this family? Who will be able to continue paying for this property?
The total expenses for raising a child¹
The average monthly living expenses²
The average monthly household expenses for parents³
MyTerm Plus Term Life Insurance Plan
- Unemployment premium waiver for 1 year
- 3 simplified underwriting questions
First year premium
Having good physical health is necessary for taking care of one's family
Critical illnesses can occur at any age, and if I were diagnosed with a critical illness unfortunately, it would bring along significant medical expenses.
An increase of 30% in the incidence of stroke among young people⁴
1 in 4 people will develop cancer⁵
MyCover Critical Illness Plan
- Option for Additional Medical Coverage First-in-Hong Kong⁸
- 2 simplified underwriting questions
First year premium
“Enough” for your family
With a wide range of products and ample services
Taking out two plans together can be cheaper
MyTerm Plus Term Life Insurance Plan
Life coverage of up to HK$24 million⁷
MyCover Critical Illness Plan
Coverage for cancer, heart attack and stroke
- Unemployment premium waiver for 1 year
- 3 simplified underwriting questions
First year premium
- Option for Additional Medical Coverage First-in-Hong Kong⁸
- 2 simplified underwriting questions
First year premium
The abovementioned insurance plans are underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability) ("FWD Life/ FWD "). This eCommerce Platform is operated by FWD Financial Limited ("FWD Financial"). FWD Financial is an appointed and licensed insurance agency of FWD Life (License No. FA2568).
The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan.
FWD Online - A one-stop insurance platform
Customers are asked as little as 1 health question with no medical exams or certificates.
Just a few taps and you can complete your online application as quickly as 5 minutes
Most customers can be covered with their policy emailed back as quickly as 30 minutes.
We make it easy to claim - and even easier to get paid. Selected claim types are approved and paid in just 42 seconds.
Voice of real customers
Good variety of product! Very convenient!
The online platform is easy to use with clear instructions.
FWD online platform is so good! You can get protection in just 5 mins!
More questions from breadwinners
