vTheOne Medical Plan

The plan provides a full cover² on medical expense incurred for a series of hospitalisation and surgery in Standard Private Room with Annual Benefit Limit and without Lifetime Benefit Limit. The Plan also provides flexible choices of geographical coverage for non-Emergency Treatment such as Asia ³(for Standard or Standard Plus plan level), Worldwide excluding the United States of America (“USA”) (for Superior plan level) and Worldwide (for Premier plan level); and without geographical limitation for Emergency Treatment.

• First-in-VHIS-market⁵ : Cash benefit for major and complex surgeries
  You need to undergo a surgical procedure which is categorized as major or complex according to the Schedule of Surgical Procedures or as reasonably determined by us if the surgical procedure is not included in the Schedule of Surgical Procedures, or

• First-in-VHIS-market⁵: Cash benefit for Confinement in Intensive Care Unit in Hong Kong. You have been confined in Intensive Care Unit for at least 3 consecutive days in Hong Kong.

• Reimburse for a list of home facility enhanement⁷ prescribed by occupational therapists

• Stroke ancillary benefit⁷ covers charges on consultations and treatments prescribed by Specialists and Chinese medicine practitioners

• Provides the Disability subsidy benefit of HKD12,000 per month and up to 24 months per Incident per month

If you are ever diagnosed with a designated crisis⁶, vTheOne provides Full cover² and the deductible¹ (if any) will be waived^{1, 6,7}.