vPrime Signature Medical Plan

The Plan provides full cover¹ on medical expenses incurred for a series of hospitalisation and surgery. Without Lifetime Benefit Limit, the Plan entitles you to reimbursements of the Eligible Expenses and cash benefits, up to designated Annual Benefit Limit. The Plan also provides choices of geographical coverage² for non-Emergency Treatment such as Asia^3,4(for Standard benefit level) and worldwide excluding the United States of America (“USA”) ³(for Superior benefit level) ; and without geographical limitation for Emergency Treatment. Confinement can take place in a Standard Semi-private Room in Hong Kong, Macau and Mainland China or Standard Private Room in anywhere else within the territorial scope of cover.

The Plan provides full cover¹ on a wide range of medical expenses, including Prescribed Non-surgical Cancer Treatments⁵, kidney dialysis⁶ (including the rental cost of a kidney dialysis machine for use at home) and organ or bone marrow transplantation. On top of the Annual Benefit Limit, you are entitled to an additional benefit limit for these three kinds of treatments of up to HKD1,500,000 per Policy Year (for Standard benefit level) or HKD2,000,000 per Policy Year (for Superior benefit level), which further eases your burden throughout your treatment journey.

You will be provided with an additional cash benefit under the following circumstance(s) if relevant Eligible Expenses are payable:

• Cash benefit for major and complex surgeries (First-in-VHIS-market⁷): You need to undergo a surgical procedure which is categorized as major or complex according to the Schedule of Surgical Procedures or as reasonably determined by us if the surgical procedure is not included in the Schedule of Surgical Procedures, or

• Cash benefit for Confinement in Intensive Care Unit in Hong Kong (First-in-VHIS-market⁷): You have been Confined in Intensive Care Unit for at least 3 consecutive days in Hong Kong.