vFamily Medical Plan

The Plan provides full coverage¹ on a wide range of hospitalisation and surgical expenses anywhere in the world². Without Annual Benefit Limit and Lifetime Benefit Limit, Eligible Expenses and/or other expenses which are reasonable and customary incurred can be reimbursed up to HKD550,000 per Disability³ per Policy Year.

By combining “per Disability³” and “per Policy Year” reimbursement basis, an innovative concept of “per Disability³ per Policy Year” claims mechanism is introduced in the Plan, enabling you to utilise your coverage by having the limits of individual benefit items and the aggregate limit per Disability³ per Policy Year counted afresh for each Disability³ and in each Policy Year.

The Plan provides full coverage¹ on a wide range of medical expenses, including Prescribed Non-surgical Cancer Treatments⁴, kidney dialysis⁵ (including the rental cost of a kidney dialysis machine for use at home) and organ or bone marrow transplantation. On top of the aggregate limit per Disability³ per Policy Year of up to HKD550,000, you are entitled to an additional benefit for these three kinds of treatments of up to HKD550,000 per Disability³ per Policy Year, which further eases your burden throughout your treatment journey.