Life protection for savvy savers
This is our flexible universal life insurance plan that makes your money work harder. It provides guaranteed minimum crediting interest rates of 2.3% per annum throughout the policy term. We also build in the flexible premium structure.
Available to buy via:
- FWD agents
- Insurance brokers
- Our bank partners
Guaranteed minimum crediting interest rate
With a guaranteed minimum crediting interest rate of 2.30% p.a., you can grow your wealth.
You’re always in control
You can top-up your savings with subsequent premiums, or flexibility to make partial withdrawal.
Enhanced flexibility to meet future needs
If you expect the additional need of life insurance protection in the future, you can apply for the pre-underwriting option and undergo medical underwriting in advance based on the total sum insured determined by you. This gives you plenty of flexibility on your future planning should circumstances change.
Interested?
Take a closer look at all the details – and feel free to contact us with any questions.
Helpful notes
- Age refers to the age of the insured on their next birthday.
The product information here is for reference only and doesn’t contain the full terms and conditions, key product risks and exclusions. For more details and key product risks, please refer to the product brochure. For the exact terms and conditions and a full list of exclusions, please refer to the policy provisions of the plan.
This product is underwritten by FWD Life Insurance Company (Bermuda) Limited (Incorporated in Bermuda with limited liability) ("FWD Life/ FWD"). FWD Financial Limited is an appointed and licensed insurance agency of FWD Life.
Useful information
With this plan, you can customise your life protection as well as accumulate wealth with the option to make partial cash withdrawals.
Create a customised plan that includes savings and life protection - with the option to make partial cash withdrawals.
This plan is designed to provide life protection and potential appreciation for your family, by providing a guaranteed death benefit with potential appreciation from non-guaranteed annual dividend and special bonuses.
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(Incorporated in Bermuda with limited liability). All rights reserved.
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