Limited time offer! From now on, successfully apply to lock in an 8-year guaranteed return of up to 4.3% p.a.*
Enjoy guaranteed return and turn your medium-term goals into your next milestones
Limited offer!
We all have different life goals with different time frames. While we are prepared to build a carefree retirement over a couple of decades or longer, there are also things on our to-do lists that can’t wait that long.
We’ve designed this plan to support your medium-term goals with a 2-year premium payment period and an 8-year benefit term.
* Terms and Conditions apply. Please refer to the promotional leaflet for the details of terms and conditions.
Available to buy via:
- FWD agents
- Insurance brokers
Achieve your savings target in 8 years with 2 years payment
You only need to pay premiums for the first 2 years, the plan offers 8 years’ benefit term to meet your different medium-term saving needs. You can pay your premiums either by annual pay or prepay option (i.e. paying a lump sum with 1st year premium and a prepayment amount for the 2nd year premium) upon policy application. If you choose the prepay option, we will deposit your prepayment amount into the premium deposit account (PDA).
Life protection for peace of mind
A lump sum death benefit will be payable to the beneficiary if the insured passes away. The death benefit is equivalent to the higher of (i) 105% of total premium paid or (ii) guaranteed cash value as at the date of insured’s death, and less any indebtedness and any outstanding levy. If the insured dies before the first policy anniversary (if the prepay option is chosen), any balance of PDA will be returned to you or your estate (if you are also the insured).
Unlimited times for change of insured
After the end of the 1st policy year and the insured is alive, you may exercise the change of insured option for unlimited times until the policy matures. After the change of insured, the benefit term and policy values remain unchanged.
Contingent insured and contingent policy owner for continuous policy extension
You can also nominate a contingent insured or a contingent policy owner to ensure smooth policy extension in any circumstances.
Easy application
Application for this plan is simple and no medical examination needed.
Interested?
Take a closer look at all the details – and feel free to contact us with any questions.
Helpful notes
- Age refers to the age of the insured on their next birthday.
The product information here is for reference only and doesn’t contain the full terms and conditions, key product risks and exclusions. For more details and key product risks, please refer to the product brochure. For the exact terms and conditions and a full list of exclusions, please refer to the policy provisions of the plan.
This product is underwritten by FWD Life Insurance Company (Bermuda) Limited ("FWD Life/ FWD"). FWD Financial Limited is an appointed and licensed insurance agency of FWD Life.
Create a customised plan that includes savings and life protection - with the option to make partial cash withdrawals.
This plan offers a steady stream of monthly income to help you in retirement.
With this plan, you can customise your life protection as well as accumulate wealth with the option to make partial cash withdrawals.
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