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TheChoice Medical Insurance

Choose to improve your medical options

As you succeed in your life, your medical needs change. This plan keeps up by offering comprehensive coverage up to HK$10,000,000 per year. It also features benefits that busy professionals will appreciate, such as cashless inpatient facility and first-dollar coverage for designated critical illnesses.
medical reimbursement
cashless service
hospital cash

Available to buy via:

  • FWD agents
  • Insurance brokers
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Cashless inpatient

Don’t worry about cash and focus on the treatment with our inpatient credit facility available for Hong Kong private hospitals.
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Stay protected with extra benefits

You get an additional cover of up to HK$1,500,000 for medical expenses for critical illnesses involving organ and bone marrow transplant, chemotherapy, radiotherapy and kidney dialysis.
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First dollar coverage for designated critical illnesses

We waive off any deductibles for designated critical illnesses so you can get the right treatment immediately.

Interested?

Take a closer look at all the details – and feel free to contact us with any questions.

Product
Standard (Ward)
Coverage summary
Issue age
15 days to 69
Guaranteed yearly renewal
Up to age 100
Core benefits
Hospitalisation benefits + optional outpatient and dental
Area of coverArea of cover
Asia
Annual limit
2,000,000
Lifetime limit
10,000,000
Annual deductible options
0 / 25,000 / 50,000 / 80,000
Waive deductible for 16 critical illnesses
Yes
Privilege to reduce annual deductibles
Age 50, 55, 60, or 65
Product
Advance (Semi-Private Room)
Coverage summary
Issue age
15 days to 69
Guaranteed yearly renewal
Up to age 100
Core benefits
Hospitalisation benefits + optional outpatient and dental
Area of cover
Asia
Annual limit
4,000,000
Lifetime limit
20,000,000
Annual deductible options
0 / 25,000 / 50,000 / 80,000
Waive deductible for 16 critical illnesses
Yes
Privilege to reduce annual deductibles
Age 50, 55, 60, or 65
Product
Prestige (Private Room)
Coverage summary
Issue age
15 days to 69
Guaranteed yearly renewal
Up to age 100
Core benefits
Hospitalisation benefits + optional outpatient and dental
Area of cover
Worldwide exclude US
Annual limit
10,000,000
Lifetime limit
50,000,000
Annual deductible options
0 / 25,000 / 50,000 / 80,000
Waive deductible for 16 critical illnesses
Yes
Privilege to reduce annual deductibles
Age 50, 55, 60, or 65
Download product brochure

Helpful notes

This online product information is for your reference only. Please download the brochure to learn about your full benefits and key product risks. Please refer to the plan’s policy provisions for the exact terms and conditions and the full list of exclusions, you may also call our Service Hotline at +852 3123 3123 for complete explanation.


This product is underwritten by FWD General Insurance Company Limited ("FWD GI"). FWD Financial Limited is an appointed and licensed insurance agency of FWD GI. 

Useful information
Make a claim for this plan

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