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Cross-Border Medical Vantage —
NobleCare Premier Medical Plan

Seamless medical protection across borders

We understand that navigating healthcare across regions can be complex. You deserve the confidence of knowing that world-class healthcare is always within reach. Seamless, cross-border medical protection isn't just about convenience—it's about having unparalleled support whenever you need it.

FWD has won

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Exceptional cross-border health protection with a lifetime medical shield

  • Full cover1 for a series of hospitalisation and surgical expenses up to designated Annual Benefit Limit, and without Lifetime Benefit Limit
  • Coverage up to Standard Private Room, including a standard single room at Hospitals2 in mainland China (covering a qualified room in VIP units and international units)
  • Same premium rates within the same benefit level regardless of your Place of Residence3,4
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Boosted flexibility for your personal needs

  • Multiple choices of geographical area3 and Deductible5 options
  • Right to reduce/remove your Deductible5 once per lifetime and one-off right to upgrade your benefit level, without providing further proof of your health condition
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Elevated cancer protection

  • Additional benefit limit for Prescribed Non-surgical Cancer Treatments6
  • Experimental drugs benefit7
  • Cross-border Cancer Management Program8
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First-dollar coverage — Deductible waived for designated crises

  • Deductible5 waived for designated crises7,9, such as Cancer, Heart Attack and Stroke

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Extra support for Stroke rehabilitation

  • Tailor-made rehabilitation programs
  • Reimbursement for home facility enhancement7, ancillary benefit7 and financial subsidy
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Premier concierge services to safeguard your health across the globe

  • A series of prestige health assistance services with global accessibility to help you navigate any challenges throughout the patient journey

The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan. FWD professional health assistance services and other ancillary services may be subject to certain terms and conditions of the third-party service providers; please refer to the terms and conditions as listed in the corresponding service leaflets and/or policy documents for details.

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Do you know what factors FWD considers when handling medical claims?

Click this link to find out more about claims tips.

Deductible example

Deductible example

Professional health assistance services

Whenever you need information or assistance, FWD professional health assistance services, including PREMIER THE ONEcierge one team health management (Global Medical Network), MINDcierge, second medical opinion services, international SOS 24-hour worldwide assistance services and mainland China focus — Mainland China Home Care Services are always here to help.

Professional health assistance services

EC Healthcare’s diversified health assistance services

FWD partners with EC Healthcare to launch a diversity of health assistance services, endeavouring to change the way people feel about insurance from prevention and wellness, treatment to recovery.

EC Healthcare’s diversified health assistance services

FWD Care digital service - Launch of new network doctor eBooking function on eServices

FWD integrates digital elements into FWD Care and launches a network doctor eBooking function for individual medical insurance on FWD eServices, a one-stop, 24/7 policy service hub. Eligible customers can now make an appointment anytime, anywhere for the following services, including:

• Designated day surgeries performed in Hong Kong and cashless facility (including outpatient colonoscopy and gastroscopy service, cataract surgery and wart treatment)

• Hong Kong doctor’s referral and cashless facility

• Mainland China VIP hospitals network appointment and accompanying services

FWD Care digital service - Launch of new network doctor eBooking function on eServices

Tutorial on network doctor eBooking function of FWD eServices

Network doctor eBooking function is now available on FWD eServices, allowing you to access the eBooking platform of our partner anytime, anywhere to book for services needed, such as designated day surgeries and cashless facility, doctor referral service, and Mainland China VIP hospitals network appointment and accompanying services.

The eBooking function is user-friendly and convenient. Check out the video now to learn more!

Tutorial on network doctor eBooking function of FWD eServices

Appointment booking for designated day surgeries and arrangement for cashless facility

Efficient and seamless claims resolution cashless facility for outpatient colonoscopy and gastroscopy service, cataract surgery and wart treatment in designated network specialist day surgery centres

Appointment booking for designated day surgeries and arrangement for cashless facility

Case sharing – book day case procedures and arrange cashless facility

Apart from contacting HealthMutual Group by phone or via WhatsApp or WeChat to make an appointment, with the help from a financial advisor, you can instantly make an appointment and apply for the efficient and seamless claims resolution and cashless facility for outpatient colonoscopy, gastroscopy, cataract surgery and wart treatment in designated network specialist medical service centres
Case sharing – book day case procedures and arrange cashless facility

HKSH cancer and rehabilitation planning consultation service

FWD partners with HKSH medical group to make available a pioneering cancer and rehabilitation planning consultation service to FWD customers of designated insurance plans in the event of a cancer diagnosis.
HKSH cancer and rehabilitation planning consultation service

List of Designated Day Care Procedures and Designated Healthcare Services Providers

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