Enable your family to embrace change and celebrate life with a plan that protects their future
You are on a life journey that will no doubt lead you to many positive changes, like achieving financial independence and starting a family. And this means you’ll have more to protect over time. But potential challenges may also lie ahead, such as involuntary unemployment. All these changes will affect how you prioritize the things that are important to you.
Available to buy via:
- FWD agents
- Insurance brokers
10Life Whole Life Protection Insurance Award* |
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Extensive yet thoughtful life protection
The plan provides a death benefit with potential appreciation from non-guaranteed annual dividend and special bonus. And if the insured is highly likely to pass away due to an illness within 12 months, as certified by a registered medical specialist, an advanced death benefit will be immediately payable.
Expandable coverage to empower your life journey
By exercising the Life Celebration Booster Option, you can top up your coverage when the insured reaches different milestones on or before the insured’s age 55 (age next birthday) without having to provide evidence of insurability.
Extended grace period for added short-term financial relief
If you become involuntarily unemployed, you can apply for the unemployment benefit to extend the grace period to a maximum of 365 days (inclusive of the original 30 days grace period) from the next premium due date.
Affordable premiums, flexible payment options
You can choose to pay for the plan with a single payment or over 5, 10 or 20 years to suit your financial priorities.
Options to facilitate legacy planning
For greater legacy planning flexibility, the plan offers different death benefit settlement options to support the financial arrangements you make for your family.
Interested?
Take a closer look at all the details – and feel free to call us with any questions.
Life Gala Insurance Plan is an eligible life insurance plan under Policy Reverse Mortgage Programme (“PRMP”), providing you with a new financial planning option to secure a stream of steady cash flow for a carefree retirement. For further information, please refer to The Hong Kong Mortgage Corporation Limited website: www.hkmc.com.hk.
Helpful notes
- Age refers to the age of the insured on their next birthday.
*Source of information: 10Life Insurance Comparison Platform. As of 6 November 2023, Life Gala Insurance Plan scores 10/10 in Whole Life Protection (5-year payment term) and has achieved 5-Star in Whole Life Protection (5-year payment term) . For details, please visit www.10life.com.
The product information here is for reference only and doesn’t contain the full terms and conditions, key product risks and exclusions. For more details and key product risks, please refer to the product brochure. For the exact terms and conditions and a full list of exclusions, please refer to the policy provisions of the plan.
This product is underwritten by FWD Life Insurance Company (Bermuda) Limited ("FWD Life/ FWD"). FWD Financial Limited is an appointed and licensed insurance agency of FWD Life.
This plan is designed to provide life protection and potential appreciation for your family, by providing a guaranteed death benefit with potential appreciation from non-guaranteed annual dividend and special bonuses.
Create a customised plan that includes savings and life protection - with the option to make partial cash withdrawals.
With this plan, you can customise your life protection as well as accumulate wealth with the option to make partial cash withdrawals.
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