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Glorious Fortune - Wealth

Preserve your wealth for future generation

In life you will play different roles for your family and we have designed this plan to match it perfectly. At the stage when your family depends on you to protect them, we will protect you with a guaranteed death benefit and potential wealth accumulation, but later in life when you get older, this guaranteed death benefit will gradually decrease to help you shift the focus to potential wealth accumulation, so you may leave a sizeable legacy to your family.
saving elements
legacy

Available to buy via:

  • FWD agents
  • Insurance brokers
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Tailored to your changing life protection needs

Before the 20th policy anniversary, we’ll provide guaranteed death benefit, which is the higher of (i) guaranteed cash value or (ii) 100% of the sum insured. Afterward, it will then gradually decrease as the plan shifts the focus to potential wealth accumulation for legacy planning.
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Grow your legacy

With potential appreciation from non-guaranteed annual dividends and special bonus, you may pass on more wealth to your family and offer their financial freedom.
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Extend business flexibility

It offers flexibility in business planning as corporate policy owners can change the insured keyman at any time after the end of the first policy year.
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Personalise your legacy plan

It’s your choice on how you want to distribute your death benefit - as a lump sum payment, regular instalments or a combination of both.

Interested?

Take a closer look at all the details – and feel free to contact us with any questions.

Product
Glorious Fortune - Wealth (Single premium)
Coverage summary
Issue age
19 - 75
Premium payment term
Single premium
Benefit term
Whole of the insured's life
Minimum sum insured
US$500,000
Surrender benefit
✓
Death benefit
✓
Currency
USD
Product
Glorious Fortune - Wealth (5 years pay)
Coverage summary
Issue age
19 - 70
Premium payment term
5 years
Benefit term
Whole of the insured's life
Minimum sum insured
US$500,000
Surrender benefit
✓
Death benefit
✓
Currency
USD
Product
Glorious Fortune - Wealth (10 years pay)
Coverage summary
Issue age
19 - 70
Premium payment term
10 years
Benefit term
Whole of the insured's life
Minimum sum insured
US$500,000
Surrender benefit
✓
Death benefit
✓
Currency
USD
Download product brochure

Glorious Fortune - Wealth is an eligible life insurance plan under Policy Reverse Mortgage Programme (“PRMP”), providing you with a new financial planning option to secure a stream of steady cash flow for a carefree retirement. For further information, please refer to The Hong Kong Mortgage Corporation Limited website: www.hkmc.com.hk.

Important notes
Download leaflet

Helpful notes

  • Age refers to the age of the insured on their next birthday.

The product information here is for reference only and doesn’t contain the full terms and conditions, key product risks and exclusions. For more details and key product risks, please refer to the product brochure. For the exact terms and conditions and a full list of exclusions, please refer to the policy provisions of the plan.


This product is underwritten by FWD Life Insurance Company (Bermuda) Limited ("FWD Life/ FWD"). FWD Financial Limited is an appointed and licensed insurance agency of FWD Life.

Useful information
Historical dividend / bonus information
Dividend / bonus declaration philosophy

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