We know that you aren’t just building wealth for today, but for generation ahead. Your wealth can build a strong foundation for your loved ones to achieve even greater heights. With effective wealth management planning, no unexpected events will be able to affect the foundation you’ve put in place.
10Life 5-Star Whole Life Protection Insurance Award* |
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The plan is designed to maximize wealth management flexibility by combining:
- Guaranteed lifetime protection with three ultimate guaranteed death benefit options - 50%, 70% and 100% of the sum insured - offering you different levels of protection to help meet your evolving needs through different life stages.
- A trio of premium payment options ranging from single premium to 5 or 10 years - helping you plan more easily to suit your financial goals.
Enjoy potential return from the long-term growth potential offered by the plan, and secure it against market volatility by exercising the special bonus lock-in option.
Tailor your legacy plan to your needs with a choice of five death benefit settlement options – full payment in a lump sum, by regular instalments or increasing instalments, or partial payment followed by regular or increasing instalments. What’s more, for instalment options, you could also specify the start date of the first instalment.
- An incapacity benefit provides thoughtful support if you ever become mentally and physically incapacitated and are unable to withdraw the policy values.
- An advanced death benefit provides financial relief in the event that the insured is highly likely to pass away due to a terminal illness within 12 months.
A pre-underwriting option allows you to apply for a new policy of the designated products with a sum insured up to the amount that has been approved previously by simplified medical underwriting within a designated period of time.
As a corporate policy owner, you can keep your most valued employee protected while enjoying the flexibility to change the insured keyman at any time after 3 months from the policy date.
Take a closer look at all the details – and feel free to contact us with any questions.
Glorious Fortune - Longevity is an eligible life insurance plan under Policy Reverse Mortgage Programme (“PRMP”), providing you with a new financial planning option to secure a stream of steady cash flow for a carefree retirement. For further information, please refer to The Hong Kong Mortgage Corporation Limited website: www.hkmc.com.hk.
*Source: 10Life Insurance Comparison Platform. Glorious Fortune - Longevity (70% guaranteed death benefit and 50% guaranteed death benefit) has achieved 5-Star Whole Life Protection Insurance Award in 10Life 5-Star Insurance Award 2025 (As of 6 January 2025). For details, please visit http://www.10Life.com
The product information here is for reference only and doesn’t contain the full terms and conditions, key product risks and exclusions. For more details and key product risks, please refer to the product brochure. For the exact terms and conditions and a full list of exclusions, please refer to the policy provisions of the plan.
This product is underwritten by FWD Life Insurance Company (Bermuda) Limited ("FWD Life/ FWD"). FWD Financial Limited is an appointed and licensed insurance agency of FWD Life.
Create a customised plan that includes savings and life protection - with the option to make partial cash withdrawals.
With this plan, you can customise your life protection as well as accumulate wealth with the option to make partial cash withdrawals.
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