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Home Decoration Insurance

A safer home makeover

Home renovations can be exciting. But damages, bad workmanship and third-party injuries can rack up overheads and liabilities. This plan covers materials protection, and protect your third party’s liabilities during renovation, it also covers up to three months’ maintenance period after completion of the contract work.
household/pets
accidental damage
third party

Available to buy via:

  • FWD agents
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Damage control

Accidents are common during a renovation. We reduce your overheads from spilled paint, broken household items or any and broken windows due to knocking down the wrong wall.
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Reduce your liability

Whether you have an over-zealous contractor or a slightly clumsy one, we cover both third-party injuries and property damages.
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Beyond your contract

We cover you for up to three months’ maintenance period after any contract work ends just in case your renovation doesn’t quite go to plan.

Interested?

Take a closer look at all the details – and feel free to contact us with any questions.

Product
Home Deco (Section 1 & 2)
Coverage summary
Total Contract Sum (TCV)
Involves exterior work
Yes, within 15% of TCV
Third parties limit of liability
HK$10,000,000
Contract period
<3 months
Maintenance period
<3 months
Premium
HK$3,000
Product
Home Deco (Section 2 only)
Coverage summary
Total Contract Sum (TCV)
Involves exterior work
Yes, within 15% of TCV
Third parties limit of liability
HK$10,000,000
Contract period
<3 months
Maintenance period
<3 months
Premium
HK$2,500
Product
Home Deco (Section 1 & 2) no exterior
Coverage summary
Total Contract Sum (TCV)
Involves exterior work
No
Third parties limit of liability
HK$10,000,000
Contract period
<3 months
Maintenance period
<3 months
Premium
HK$2,100
Product
Home Deco (Section 2 only) no exterior
Coverage summary
Total Contract Sum (TCV)
Involves exterior work
No
Third parties limit of liability
HK$10,000,000
Contract period
<3 months
Maintenance period
<3 months
Premium
HK$1,800
Download product brochure

Helpful notes

This online product information is for your reference only. Please download the brochure to learn about your full benefits and key product risks. Please refer to the plan’s policy provisions for the exact terms and conditions and the full list of exclusions, you may also call our Service Hotline at +852 3123 3123 for complete explanation.

This product is underwritten by FWD General Insurance Company Limited ("FWD GI"). FWD Financial Limited is an appointed and licensed insurance agency of FWD GI. 

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