EasyCover Critical Illness Plan

Trusted cover - at an affordable price

Our critical illness plan includes cancer, heart attack, stroke plus unknown diseases.

critical illness cover

one-stop-solution

without saving elements

Available to buy via:

FWD agents

Covering what you need the most

We cover you to age 100 (age next birthday) – including 62 critical illnesses plus a further 65 special diseases – with a lump-sum payment, should you need to claim.

Cover unknown diseases

We include any future undefined/ unknown illnesses and Injuries that lead to hospitalisation in Intensive Care Unit of 3 or more consecutive days with the use of invasive life support, you’ve got broad spectrum and trusted cover.

Get enhanced cover (optional benefit)

We already cover cancer, heart attack and stroke – and we build in the option to increase your cover for these three.

Convert to lifetime cover

We give you the option to convert this plan to a whole life critical illness plan – with no need for additional health checks (subject to terms and conditions).

Extra support to back you up

If crisis benefit is payable for cancer, heart attack, or stroke, you can access Life Enrichment Programme with a range of professional rehabilitation services plus help referring you to a range of home care partners.

The professional medical care

We offer 5 free medical check-ups throughout key dates of the plan - plus a second medical opinion from trusted doctors in the U.S.

Interested?

Take a closer look at all the details – and feel free to contact us with any questions.

Coverage summary

Issue age

1-70

Premium payment term

To the Policy Anniversary immediately preceding the 100th birthday of the Insured

Benefit term

Guaranteed renewable up to the Policy Anniversary immediately preceding the 100th birthday of the Insured

Renewable period

Yearly Renewable / 5-Year/ 10-Year/ 20-Year Renewable Plan

Currency

HKD/ USD

Minimum Initial Sum Insured

HK$300,000 / US$37,500 (per policy)

Coverage summary

Issue age

1-70

Premium payment term

To the Policy Anniversary immediately preceding the 100th birthday of the Insured

Benefit term

Up to the Policy Anniversary immediately preceding the 100th birthday of the Insured

Renewable period

Not applicable

Currency

HKD/ USD

Minimum Initial Sum Insured

HK$300,000 / US$37,500 (per policy)

Download product brochure

Helpful notes

The product information here is for reference only and doesn’t contain the full terms and conditions, key product risks and exclusions. For more details and key product risks, please refer to the product brochure. For the exact terms and conditions and a full list of exclusions, please refer to the policy provisions of the plan.

This product is underwritten by FWD Life Insurance Company (Bermuda) Limited ("FWD Life/ FWD"). FWD Financial Limited is an appointed and licensed insurance agency of FWD Life.

Recovery Support to Back You Up in Every Way

If crisis benefit is payable for Cancer, Heart Attack or Stroke, Life Enrichment Program will provide a professional rehabilitation service to you. With this service, you can then focus on recovery and be able to continue enjoying your life!