Crisis OneMaster / Crisis OneMaster Pro

Maximum benefit amount could exceed 2080% of the Initial Sum Insured, covering 68 Major Crises (including Cancer and Heart Attack), 80 Serious Diseases and 22 Juvenile Diseases.

All covered diseases are categorised into only two groups—Cancer and Non-Cancer—each covering up to 650% of the Initial Sum Insured. This means even if you are diagnosed with a covered disease after recovering from another under the same group, you will still be protected.

If you are confined in an Intensive Care Unit for 3 or more consecutive days with the use of Invasive Life Support due to undefined/unknown diseases, we will pay 20% of the Initial Sum Insured up to HK$500,000 to alleviate your financial situation.

Patients with Alzheimer's disease or Parkinson's disease need more attention and appropriate care to help slow cognitive decline. Therefore, in addition to Crisis Benefit, we also pay Lifelong Annuity on Alzheimer’s Disease or Parkinson’s Disease and Caregiver Support Benefit to provide active support.

We care about your loved ones too, so we provide designated coverage to your parents and children with simple and easy application without any health underwriting or any impact to your coverage.

Whether it's work, relationships or social life, a strong mind is important. If you need consultation for common anxiety disorders and mild depression, we will provide reimbursement coverage to ease your financial burden.