If quick and easy policy application and financial support for long-term treatment in case of a serious illness are something you are looking for, we want you to feel optimistic about your future. That’s because we are bringing you Crisis EasyGo – UPrimeCover, a participating critical illness protection plan with simplified underwriting approach designed to offer fundamental coverage while reducing limitations related to health conditions*, at a fair premium.
* Even with chronic condition(s), the Insured can be covered under Crisis EasyGo – UPrimeCover provided that he/she passes the underwriting questions. For relevant requirements, terms and conditions, please refer to the complete underwriting questions. The simplified underwriting approach is subject to factors including but not limited to Initial Sum Insured per all policies of Crisis EasyGo – UPrimeCover under applicable age group of the Insured, additional optional benefit or attachable rider selected, which are determined by FWD’s prevailing underwriting guideline, rules and regulations. Applications may be subject to full underwriting where individual loading and exclusion may be imposed.
Covering 62 crises, 65 special diseases (12 of them specifically for juveniles) and congenital diseases (if it is developed into covered diseases), with extra protection for covered crises or death within the first 15 policy years.
No medical examination is required. Simply answer several underwriting questions. Even with chronic condition(s), you can still be covered provided you pass the underwriting questions*.
If you are confined in an Intensive Care Unit for 3 or more consecutive days with the use of Invasive Life Support and experience specified condition(s) due to undefined/unknown disease(s), you will receive additional compensation to alleviate your financial situation.
The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the Plan.
This product is underwritten by FWD Life Insurance Company (Bermuda) Limited ("FWD Life/ FWD") (Incorporated in Bermuda with limited liability). FWD Financial Limited is an appointed and licensed insurance agency of FWD Life.