Crisis EasyGo Series

If you have minor chronic conditions, or have recovered from cancer, or have suffered from a heart disease or stroke, and are seeking for quick and easy policy application and financial support in case of a serious illness, we want you to feel optimistic about your future as we strive to provide coverage for those uncovered.

We are bringing you the following participating critical illness protection plans with simplified underwriting approach:

Crisis EasyGo – UPrimeCover is designed to offer fundamental coverage while reducing limitations related to health conditions* at a fair premium. In addition to protection against 62 Crises, the Plan also covers 65 Special Diseases with 12 of them specifically for juveniles. There’s no simpler way to achieve your need for protection against critical illnesses.

Crisis EasyGo – UCanCover, specially designed for those who have recovered from cancer^, offers coverage against 62 Crises including Cancer and 53 Special Diseases including Carcinoma-in-situ or Early Stage Malignancy of Specific Organs. That means even if you are unfortunately diagnosed with a covered disease after recovering from cancer, you will still be well-protected.

Crisis EasyGo – UStillCover, specially designed for those who have bravely battled cardiovascular diseases^, provides protection against 26 Crises including Cancer and 23 Special Diseases including Carcinoma-in-situ or Early Stage Malignancy of Specific Organs, giving you the financial support necessary to navigate the challenges in the event you’re diagnosed with any one of them.

* Even with chronic condition(s), the Insured can be covered under Crisis EasyGo – UPrimeCover provided that he/she passes the underwriting questions. For relevant requirements, terms and conditions, please refer to the complete underwriting questions. The simplified underwriting approach is subject to factors including but not limited to Initial Sum Insured per all policies of Crisis EasyGo – UPrimeCover under applicable age group of the Insured, additional optional benefit or attachable rider selected, which are determined by FWD’s prevailing underwriting guideline, rules and regulations. Applications may be subject to full underwriting where individual loading and exclusion may be imposed.

^ The Insured can be covered under Crisis EasyGo – UCanCover or Crisis EasyGo – UStillCover provided that he/she passes the underwriting questions. For relevant underwriting requirements, terms and conditions, please refer to the complete underwriting questions. You or the Insured are/is required to disclose all material facts in response to FWD’s underwriting questions. Incorrect disclosure or non-disclosure of any material facts, may affect FWD’s risk assessment. As the case may be, FWD may collect the premium shortfall with interest and any additional insurance levy, refund the excess premium and insurance levy without interest or even void the policy from the policy date.