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Motor Insurance

Keeping you moving by going beyond third-party cover

Whether you’re driving for work or pleasure, this plan offers comprehensive third-party cover for physical injury or property or vehicle damage. It also offers 24-hour emergency roadside assistance – plus a backup rental replacement, should your vehicle need to spend more than 48 hours in the garage for repairs.
accidental damage
no-claims discount
third party

Available to buy via:

  • FWD agents
  • Insurance brokers
  • Our bank partners
  • Sales hotline
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Beyond third-party cover

We’ve added additional protection that goes beyond third-party cover including a backup rental replacement during any servicing for repairs.
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Ready for emergencies on the road

24-hour emergency roadside and towing assistance means help is only a call away – whether it’s mechanical breakdowns or a traffic accident.
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We reward safe drivers

If your claim doesn’t exceed HK$60,000 within either one year or 15% of your car’s value (whichever is the less), you can enjoy same no claims discount.
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Windscreen cover

A shattered windscreen need not shatter your wallet. We’ll replace it, with no excess for the first HK$5,000 and with no impact on your no claims discount (for private cars only, under comprehensive cover).
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Alternative wheels

Whether your car’s been stolen or is stuck in the repair shop, we know this is a hassle. That’s why we bear the cost of a backup replacement car rental up to HK$1,000 a day and HK$5,000 in total (for private cars only, under comprehensive cover).

Interested?

Take a closer look at all the details – and feel free to contact us with any questions.

Product
Private Motor (Comprehensive)
Coverage summary
Cover type
Comprehensive
Extra benefits
Yes
No claim discount protection
Claim less than HK$60k per annum or 15% of your car’s value
"New for Old" replacement vehicle
100% compensation for vehicle less than one year old
Windscreen excess waiver
No excess for the first HK$5,000 and no impact on your No Claim Discount
Claims recovery service
Pursue recovery for your excess losses
Alternative vehicle
Arrange backup vehicle if it has been stolen or is under repair
Free 24-hour services
Roadside assistance or towing services
Product
Private Motor (Third Party Only)
Coverage summary
Cover type
Third party
Extra benefits
No
No claim discount protection
Not applicable
"New for Old" replacement vehicle
Not applicable
Windscreen excess waiver
Not applicable
Claims recovery service
Not applicable
Alternative vehicle
Not applicable
Free 24-hour services
Not applicable
Download product brochure

Disclaimer

The features above are indicative only. Please refer to the Product Brochure for details. 


For a complete explanation of the terms and conditions, please call our Service Hotline at +852 3123 3123.


This product is underwritten by FWD General Insurance Company Limited ("FWD GI"). FWD Financial Limited is an appointed and licensed insurance agency of FWD GI. 

Useful links
Make a claim for this product

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Frequently asked questions

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