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Disability claims

I want to file a claim

Start by selecting your type of cover from the drop-down below. You can check what you’re covered for on the FWD eServices app or simply take a look at your policy contract. Need help? No problem. Just get in touch.

I’m claiming for

Group Life Insurance plan
Before you claim
1. Prepare the documents
2. Download and fill out a claim form
3. Submit the claim form and any required documents
Next steps

The things you need to know before you make a claim
This is for Group claims, via your place of work. If you have a personal insurance plan, please head to our dedicated personal insurance claims page.
This plan covers accidental dismemberment.

Contact HR
Check with your HR department on the policy details, for example policy number and cover, and their preferred claims procedure. We would need the policy number to provide support.

Please make a note of our deadlines
For accidental dismemberment and accidental death claims, please note that we need you to submit all claim forms within 45 days of the date of loss or dismemberment. If you feel ready, you can also submit the documents we need with your completed form(s). Or, if you prefer, we offer an additional 45 days - from when we receive the claim form(s) - to then send in the documents we need.

Your questions answered

We believe it's part of our job to make the claims experience as easy as possible. These are some of the questions you might have and the answers we can give you. If you’re unsure about anything, simply get in touch.

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When will you pay me?

We aim to make a claims decision within 14 working days. However, occasionally we need more time to make a claims approval decision. This could be for a number of reasons - for example the type of claim, how complex the case is, and whether we have all the information and documents we need. When we approve claims, we then aim to pay within 10 working days.

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How will you pay me?

Once your claim is approved, we'll send a cheque. For some claims you can select your preferred payment method. If this is the case, we’ll highlight this on the claims form.

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After I've made a claim, how long should I keep my original documents?

Please keep all original copies of any documents for three months (even after you’ve been paid). This is because occasionally we need to see these to either verify a claim or as part of our own internal auditing and checks.

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Who do I speak to if I have a question on my claim?

We’re always happy to assist with any queries or questions you may have. Simply head to our customer support page and get in touch, however it suits you best.
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What if I have a complaint?

We hope you won't need it but for easy reference, our complaints procedure is here.

Looking to make a different claim?

We have 'how to claim' guides for all types of insurance plans. Simply select from one of the options below.

Medical claims

At FWD we have a simple 3-step process should you need to make a claim on your group medical insurance for hospitali…

Critical illness claims

At FWD we have a simple 3-step claims process should you need to make a claim on your critical illness insurance.

Accident claims

At FWD we have a simple 3-step claims process should you need to make a claim on your accident insurance.

Loss of life claims

At FWD we have a simple 3-step claims process should you need to make a claim on your group life insurance.

Property and liability claims

At FWD we have a simple 3-step process should you need to make a claim on your group medical insurance for hospitali…

Car and cargo claims

At FWD we have a simple 3-step claims process should you need to make a claim on your commercial car or marine cargo…

Employees’ compensation claims

At FWD we have a simple 3-step claims process should you need to make a claim on your employees’ compensation insura…

Need help with your claim?

No problem. These are the different ways we can help and support.

Call customer support

We’re here to help Mon – Fri 9am – 6pm and Sat 9am-1pm.

Start a live chat now

We’re available 24/7.

Leave a message

Send us your enquiries, or any feedback. We’ll get back to you shortly.

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